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Street view — 1002 E North Union St, Bay City, MI 48706, Bay City (2023-05)
FORECLOSURE NOTICE
1002 E North Union St Bay City, Michigan
1 / 2 Street view — 1002 E North Union St, Bay City, MI 48706, Bay City (2023-05)

We The People News • Foreclosure Rights Notification

$39,942.99

1002 E North Union St, Bay City, MI 48706

Bay City, Bay County, MI

Notice Published: Apr 1, 2026, 9:56 AM EDT Page Updated: Oct 25, 2026, 5:01 AM EDT
Listed as foreclosure-related property $39,942.99 Plaintiff: National City Mortgage Services Co. Date of mortgage: March 2 Filed: Apr 1, 2026
Open Street View Get Directions Sheriff SaleMay 1, 2026 Days Left— Days In210d in
Bedrooms2Bathrooms1Living Area976 sqftHome TypeSingle FamilyYear Built1923Lot Size3,920 sqft

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Know Your Rights as a Homeowner (Michigan)

This property appears in foreclosure-related records. Michigan homeowners may have rights during the redemption period under MCL 600.3240. This page is informational and not legal advice.

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Printed Full Notice

Full published foreclosure notice text from Pinconning Journal records.

Publication: Pinconning Journal First Published: Apr 1, 2026 Notice Filed: Apr 1, 2026 Sheriff Sale: May 1, 2026 Redemption: TBD Page Updated: Oct 25, 2026, 5:01 AM EDT

1002 E North Union St, Bay City, MI 48706

$39,942.99
Source: Pinconning Journal Case Ref: 508d36c8-b3f0-4678-a336-1c3413e87531
SHORT FORECLOSURE NOTICE - BAY COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on May 01, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Carrie Edsall, a single woman Original Mortgagee: National City Mortgage Services Co. Date of mortgage: March 29, 2002 Recorded on April 3, 2002, Liber 1871, on Page 767, and re-recorded via Re-Recorded Mortgage on July 26, 2002, Liber 1911, on Page 085, Foreclosing Assignee (if any): Michigan State Housing Development Authority Amount claimed to be due at the date hereof: Thirty-Nine Thousand Nine Hundred Forty-Two and 99/100 Dollars ($39,942.99) Mortgaged premises: Situated in Bay County, and described as: LOT 13, EXCEPT THE EAST 10 FEET THEREOF, BLOCK 5, THE CORBIN ADDITION TO WENONA, BAY CITY, BAY COUNTY, MICHIGAN, AS PER PLAT THEREOF RECORDED IN LIBER 1 OF PLATS, PAGE 73 OF BAY COUNTY RECORDS. Commonly known as 1002 E North Union St, Bay City, MI 48706 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Michigan State Housing Development Authority Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335, 248-539-7400; 1589303. (04-01)(04-22) 13-4
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