1006 3rd St, Jackson, MI 49203-3047

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Jackson County, starting promptly at 10:00 AM, on March 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name(s) of the mortgagor(s): Lorenzo Scott, Single Man Original Mortgagee: Mortgage Electronic Registration, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns Foreclosing Assignee: Planet Home Lending, LLC Date of Mortgage: October 1, 2024 Date of Mortgage Recording: October 8, 2024 Amount claimed due on mortgage on the date of notice: $170,442.14 Description of the mortgaged premises: Situated in the City of Jackson, Jackson County, Michigan, and are described as: Commencing at a point on the West line of Third Street. 74 feet South of the Northwest corner of Lot 2 of Block 3 of Eaton, Webster and Harwood's Addition to the City of Jackson, according to the recorded plat thereof as same is recorded in Office of the Register of Deeds in Jackson County, Michigan, thence East parallel with the North line of said Lot 2 a distance of 58.90 feet to the West line of Third Street, thence South along the West line of Third Street, 58.00 feet thence West parallel with the North line of said Lot 2 a distance of 57.82 feet to a point 70.00 feet East of the West line of said Lot 2. and thence North parallel with the West line of said Lot 2 a distance of 58.00 feet to the place of beginning of this description. Also the South 40 feet in width of premises described as commencing on the South line of Union Street 38.50 feet East of the Northwest corner of said Lot 2 of Block 3 of said Eaton, Webster and Harwood's Addition to the City of Jackson, Michigan, which point is at the Northeast corner of land formerly owned by Henry W. Wakeman and wife, thence East along the South line of Union Street 31.50 feet more or less, to the Northwest corner of land formerly owned by James E. Coulston and wife, thence South along Coulston's West line 132.00 feet, thence West 31.50 feet more or less to the Southeast corner of land formerly owned by Henry W. Wakeman and wife, thence North along the East line of land formerly owned by Henry W. Wakeman and wife. 132.00 feet to the place of beginning of this description. Also, the South 40 feet of premises described as commencing at the Northwest corner of Lot 2. Block 3, Eaton, Webster and Harwood's Addition to the City of Jackson, according to the recorded plat thereof, as same is recorded in the Office of The Register of Deeds of Jackson County, Michigan, thence East along the North line of said Lot 38.50 feet, thence South parallel with the West line of said Lot, 8 rods, thence West 38.50 feet to the West line of said Lot. and thence North along the West line of said Lot, 8 rods, to the place of beginning. Commonly Known as: 1006 3rd St., Jackson, MI 49203 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(16) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Purchaser: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: 02/12/2026 Potestivo & Associates, P.C. 251 Diversion Street Rochester, MI 48307 248-853-4400 321687 (02-12)(03-05)