1073 W Schumacher Ave, Flint, MI 48507-3636

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Genesee County, starting promptly at 11:00 AM, on April 1, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): James D. Smith and Margaret A. Smith, husband and wife Original Mortgagee: Wells Fargo Home Mortgage, Inc. Foreclosing Assignee (if any): Bank of America, N.A. Date of Mortgage: January 20, 2003 Date of Mortgage Recording: January 28, 2003 Amount claimed due on date of notice: $47,484.53 Description of the mortgaged premises: Situated in Charter Township of Flint, Genesee County, Michigan, and described as: Lots 94 and 95 of Romayne Heights Subdivision, as recorded in Liber 16, Page 24 of Plats, Genesee County Records. Common street address (if any): 1073 W Schumacher Ave, Flint, MI 48507-3636 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: February 27, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 1585687 (02-27)(03-20)