1219 Midland Rd, Saginaw, MI 48638-4329

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Saginaw County, starting promptly at 10:00 AM, on June 12, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): JAMES M. ACKER AND CHRISTINE A. ACKER, HUSBAND AND WIFE Original Mortgagee: FIRST NLC FINANCIAL SERVICES, LLC Foreclosing Assignee (if any): Legacy Mortgage Asset Trust 2021-GS2 Date of Mortgage: May 7, 2004 Date of Mortgage Recording: June 28, 2004 Amount claimed due on date of notice: $63,619.11 Description of the mortgaged premises: Situated in Charter Township of Saginaw, Saginaw County, Michigan, and described as: ALL THAT PART OF THE SOUTH PART OF THE SOUTHEAST FRACTIONAL 1/4 OF SECTION 19, TOWNSHIP 12 NORTH, RANGE 4 EAST, DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE CENTERLINE OF THE RIVER ROAD SO CALLED 247.50 FEET SOUTH 14 DEGREES 06'00" EAST ALONG THE CENTERLINE OF SAID ROAD FROM THE INTERSECTION OF SAID CENTERLINE WITH SOUTH 1/8 LINE OF FRACTIONAL SECTION 19, TOWNSHIP 12 NORTH, RANGE 4 EAST; THENCE NORTH 88 DEGREES 08'30" WEST PARALLEL TO SAID 1/8 LINE 549.16 FEET; THENCE SOUTH 14 DEGREES 06'00" EAST PARALLEL TO THE CENTERLINE OF SAID ROAD 82.50 FEET; THENCE SOUTH 88 DEGREES 08'30" EAST PARALLEL TO SAID SOUTH 1/8TH LINE 549.16 FEET TO THE CENTERLINE OF SAID ROAD; THENCE NORTH 14 DEGREES 06'00" WEST ALONG THE CENTERLINE OF SAID ROAD 82.50 FEET TO THE PLACE OF BEGINNING, ALSO BEING KNOWN AS LOT 4 OF AN UNRECORDED SUBDIVISION, TOWNSHIP OF SAGINAW, SAGINAW COUNTY, MICHIGAN. Common street address (if any): 1219 Midland Rd, Saginaw, MI 48638-4329 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: May 13, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (05-13)(06-03)