1232 N Fletcher Rd, Petoskey, MI 49770-9614

SHORT FORECLOSURE NOTICE - EMMET COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Emmet County, starting promptly at 9:00 AM, on March 11, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Judith E. Petro, a married woman now joined by Paul C. Petro, for spousal interest only Original Mortgagee: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender`s successors and assigns Date of mortgage: September 10, 2018 Recorded on January 21, 2019, Liber 1209, on Page 488, Foreclosing Assignee (if any): TH MSR Holdings LLC Amount claimed to be due at the date hereof: Seventy Thousand Eight Hundred Seven and 35/100 Dollars ($70,807.35) Mortgaged premises: Situated in Emmet County, and described as: Commencing at the Northwest corner of Section 36 Township 35 North Range 5 West thence South 01 degrees 25 minutes 18 seconds East 1344.07 feet along the West line of said section 36 to the point of beginning thence continuing South 01 degrees 25 minutes 18 seconds East 146.22 feet along said West Section line thence North 88 degrees 39 minutes 30 seconds east 988.02 thence North 01 degrees 24 minutes 03 seconds West 136.39 feet along the East line of the West 3/4 of the West 1/2 of the Northwest 1/4 of said Section 36 thence South 89 degrees 13 minutes 42 seconds West 988.13 feet along the North 1/8 line of said Section 36 to the Point of Beginning. Commonly known as 1232 N Fletcher Rd, Petoskey, MI 49770 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. TH MSR Holdings LLC Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (02-10)(03-03)