1278 E Miller Rd, Fairview, MI 48621-9724

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oscoda County, starting promptly at 10:00 AM, on March 13, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Candise Lynn Esper, a married woman Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): CLICK N' CLOSE, INC Date of Mortgage: September 5, 2024 Date of Mortgage Recording: September 6, 2024 Amount claimed due on date of notice: $239,244.27 Description of the mortgaged premises: Situated in Township of Comins, Oscoda County, Michigan, and described as: That part of the North 1/2 of the Northwest 1/4 of the Northwest 1/4 of the Northeast 1/4 of Section 21, Town 27 North, Range 3 East, described as follows: Beginning at the North 1/4 corner of Section 21; thence running along the North line of said Section 21, North 89 degrees 45 minutes 04 seconds East 510.58 feet; thence South 0 degrees 01 minute 59 seconds East 330.23 feet to the South line of the North 1/2 of the Northwest 1/4 of the Northwest 1/4 of the Northeast 1/4 of Section 21; thence along said South line of the North 1/2 of the Northwest 1/4 of the Northwest 1/4 of the Northeast 1/4, South 89 degrees 44 minutes 08 seconds West 511.64 feet to the North-South 1/4 line of Section 21; thence along said North-South 1/4 line, North 0 degrees 01 minutes 22 seconds West 330.37 feet to the point of beginning. Common street address (if any): 1278 E Miller Rd, Fairview, MI 48621-9724 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: February 12, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (02-12)(03-05)