132 Middle St, Three Rivers, MI 49093-1646

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in St. Joseph County, starting promptly at 10:00 AM, on March 26, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name(s) of the mortgagor(s): KATHLEEN ADAMS, AN UNMARRIED WOMAN AND ANDREA ADAMS, A MARRIED WOMAN, AS JOINT TENANTS Original Mortgagee: Mortgage Electronic Registration, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns Foreclosing Assignee: PENNYMAC LOAN SERVICES, LLC Date of Mortgage: March 8, 2023 Date of Mortgage Recording: March 15, 2023 Amount claimed due on mortgage on the date of notice: $126,421.26 Description of the mortgaged premises: Situated in the City of Three Rivers, St. Joseph County, Michigan, and are described as: Lot 41, Central Addition to Three Rivers, according to the plat of Record in the Office of the Register of Deeds for St. Joseph County, Michigan, in Liber 1 of Plats, Page 30. Commonly Known as: 132 Middle St., Three Rivers, MI 49093 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(16) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Purchaser: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: 02/20/2026 Potestivo & Associates, P.C. 251 Diversion Street, Rochester, MI 48307 248-853-4400 321850 (02-20)(03-13)