1431 Kelvere, Portage, MI 49024-4224

NOTICE OF MORTGAGE FORECLOSURE SALE THIS FIRM IS A DEBT COLLECTOR; THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. "ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice." Default having been made in the condition of a Future Advance Mortgage, dated February 3, 2022, by Sherri Elder, as Mortgagor, to KALAMAZOO COUNTY STATE BANK, a Michigan Banking Corporation, as Mortgagee, and recorded on February 8, 2022, at document number 2022-004816, Kalamazoo County Records, on which Mortgage there is claimed to be due and unpaid at the date of this Notice of Sale ONE HUNDRED THIRTY NINE THOUSAND THREE HUNDRED EIGHTY FIVE and 66/100 ($139,385.64) DOLLARS, principal; THREE THOUSAND FIFTY SIX AND 09/100 (3,056.09) DOLLARS, interest to January 28, 2026; plus interest at the rate of 7.5% from and after January 28, 2026, SIX HUNDRED AND TWENTY ONE AND .50/IOO ($621.50) DOLLARS, late charges, for a total of ONE HUNDRED FORTY THREE THOUSAND SIXTY THREE DOLLARS AND .23/100 ($143,063.23), as of the date of this notice, which amount may or may not be the entire indebtedness owed by Sherri Elder to KALAMAZOO COUNTY STATE BANK. The amount due on the mortgage might be greater on the day of the sale and that a foreclosure sale doesn't entitle the purchaser to free and clear ownership of the property. No legal or equitable proceeding having been instituted to recover the debt, or any part of the debt, secured by said Mortgage, and the power of sale in said Mortgage contained has become operative by reason of such default. By reason of such default, the Mortgagor has declared the entire unpaid amount of said mortgage due and payable forthwith. Notice is hereby given that on Thursday, March 26th, 2026, at 10:00 a.m. – 11:00 a.m at 330 Eleanor Street, Kalamazoo, Michigan 49007, that being the place of holding the for the County, there will be offered for sale and sold to the highest bidder, at public sale, for the purpose of satisfying the amounts due and unpaid upon the mortgage, together with interest at 4.600 per cent, legal costs, attorney fees and also any taxes and insurance that the Mortgagee pays before the sale, and expenses of sale, as provided by law and in the mortgage, or so much thereof, as may be necessary to satisfy the debt, the lands and premises mentioned and described in the mortgage is as follows: Property located in the City of Portage, County of Kalamazoo, and State of Michigan, described as follows: Land situated in the City of Portage, County of Kalamazoo, State of Michigan. Lot 48, Suburban Park No. 2, according to the plat thereof as recorded in Liber 32 of Plats, page 24, Kalamazoo County Records. Parcel No. 07802-048-O commonly referred to as: 1431 Kelvere, Portage, Michigan 49024 Notice is further given that the length of the redemption period will be six (6) months from the date of sale, unless the premises are abandoned. If the premises are abandoned, the redemption period will be the later of thirty (30) days from the date of sale or upon expiration of fifteen (15) days after the Mortgagor is given notice pursuant to MCL 600.3241a(b) that the premises are considered abandoned and Mortgagor, Mortgagor's heirs, executor or administrator or a person lawfully claiming from or under one (1) of them has not given the written notice required by MCL 600.3241 a(c) stating that the premises are not abandoned. TO ALL PURCHASERS: the foreclosing mortgagee can rescind the Sheriff's Sale in the event a third party buys the property and there is a simultaneous resolution with the Mortgagors. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at the sale, plus any applicable interest. If the property is sold at a foreclosure sale, the Mortgagor(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. DATED: February 11, 2026 Brian T. DeVries Attorney for Mortgagee Kalamazoo County State Bank P.O. Box 329 Schoolcraft, MI 49087 (269) 679-4535 (02-20)(03-13)