1443 Merle Ave, Burton, MI 48509

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Genesee County, starting promptly at 11:00 AM on MARCH 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Ryan Kemp, married man, to Mortgage Electronic Registration Systems, Inc., as nominee for Legacy Mortgage, Mortgagee, dated October 10, 2022 and recorded October 14, 2022 in Instrument Number 202210140067266 Genesee County Records, Michigan, and Affidavit Affecting Realty recorded December 12, 2024 in Instrument Number 202412120061716 Genesee County Records, Michigan. Said mortgage is now held by V.I.P. MORTGAGE, INC., by assignment. There is claimed to be due at the date hereof the sum of One Hundred Eighty-Eight Thousand Eight Hundred Ninety-Four and 30/100 Dollars ($188,894.30). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Genesee County, Michigan at 11:00 AM on MARCH 18, 2026. Said premises are located in the City of Burton, Genesee County Michigan, and are described as: Lot(s) 617 and 618 of LAPEER HEIGHTS according to the Plat thereof recorded in Liber 16 of Plats, Page(s) 12-13 of Genesee County Records. 1443 Merle Ave, Burton, Michigan 48509 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: February 13, 2026 File No. 26-001134 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400 (02-13)(03-06)