15103 6 1/2 Mile Road, Battle Creek, MI 49014-9502

FORECLOSURE NOTICE (ALL COUNTIES) AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Notice of Foreclosure by Advertisement – Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Calhoun County, starting promptly at 9:00 AM a.m./p.m. on March 26, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default having been made in the terms and conditions of a certain mortgage made by Michael D. Johnson and Amber I. Johnson of Calhoun County, Michigan, Mortgagor to Kellogg Community Credit Union dated the 4th day of March, 2020, and recorded in the office of the Register of Deeds, for the County of Calhoun and State of Michigan, on the 12th day of March, 2020, Liber 4399, Page 569, of the Calhoun County Records on which mortgage there is claimed to be due, at the date of this notice, for principal of $68,205.31 plus accrued interest at 5.12500% percent per annum. Which said premises are described as follows: All that certain piece or parcel of land situated in the Township of Emmett, in the County of Calhoun and State of Michigan and described as follows to wit: So much of the North 1/2 of the South 1/2 of the Southeast 1/4 of the Southwest 1/4 of Section 18, Town 2 South, Range 7 West, Emmett Township, Calhoun County, Michigan, as lies West of the center line of the North and South highway EXCEPTING therefrom the said highway ALSO EXCEPTING therefrom the following described parcel: Commencing at a point 804 feet West from the North and South 1/4 Section line and 660 feet South from the East and West 1/8 Section line, thence South 165 feet; thence West to the 1/4 Section line; thence North along the 1/4 Section line 165 feet; thence East to the place of beginning. ALSO EXCEPTING therefrom the following described parcel: Beginning on the West side of East Main Street on the South line of the North 1/2 of the South 1/2 of the Southeast 1/4 of the Southwest 1/4 of Section 18, Town 2 South, Range 7 West; thence North 10 rods along the Westerly side of East Main Street highway; thence West parallel with the South line as above described 16 rods; thence South parallel with East Main Street highway 10 rods; thence East to the place of beginning Commonly known as: 15103 6 1/2 Mile Road, Battle Creek, MI 49014 Tax ID: 13-10-018-006-00 If the property is sold at a foreclosure sale the borrower, pursuant to MCLA 600.3278 will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. The redemption period shall be six months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Dated: February 20, 2026 By: Benjamin N. Hoen #P-81415 Weltman, Weinberg & Reis Co., L.P.A. 5990 West Creek Road, Suite 200 Independence, OH 44131 Telephone: 216-739-5100 Fax: 216-363-4034 Email: [email protected] WWR#: 25-001093-1 (02-20)(03-13)