15610 W. Chicago Street, Detroit, MI 48228-2138

Foreclosure Notice NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgage premises, or some part of them, at a public auction sale to the highest bidder for case or cashier's check at the place of holding the Circuit Court in Wayne County, the Coleman A. Young Municipal Center, 2 Woodward Ave., Detroit, State of Michigan, starting at 11:00 a.m., on Thursday, June 4, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contract the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Raymond and Frances Hewitt, husband and wife, to original mortgagee: Mortgage Electronic Registration Systems, Inc. (MERS) dated November 28, 2005 recorded on December 13, 2005 in Liber 44014, Page 1421 Wayne County Records, and assigned by MER to BAC Home Loans Servicing, L.P., by and assignment dated August 11, 2011, recorded on August 25, 2011 in Liber 49333, Page 516, and assigned by Bank of America, N.A. successor by merger to BAC Home Loans Servicing, L.P. to Federal Home Loan Mortgage Corporation, by and assignment dated January 17, 2012 recorded on February 10, 2012 in Liber 49604, Page 1323, and assigned by Federal Home Loan Mortgage Corporation to foreclosing assignee: Dyck-O'Neal, Inc, by an assignment dated November 20, 2024, recorded on December 6, 2024 in Liber 59233, Page 1071, Wayne County Records, Michigan on which mortgage there is claimed to be due at the date hereof the sum of FORTY SIX THOUSAND, TWO HUNDRED AND FIFTY ONE AND 51/100 Dollars ($46,251.22). The mortgaged premises are situated in the City of Detroit, Wayne County, Michigan, and are described as: Lots 35 and 36, Frischkorn's Dynamic Subdivision, according to the recorded plat thereof, as recorded in Liber 48, Page 66 of Plats, Wayne County Records. Commonly known as: 15610 W. Chicago Street, Detroit, MI 48223 Tax Id: 22/004498-9 The redemption period shall be SIX (6) months from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Upon the foreclosure sale of the mortgaged premises, the borrower will be held responsible to the person who buys the mortgaged premises at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. The attorney for Dyck'O-Neal, Inc, the mortgagee foreclosing on the mortgage, is The Law Office of Ryan B. Stearn, P.C., 29829 Greenfield Road, Ste 103, Southfield, MI 48076 (248) 213-7443. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Dated: May 1, 2026 Dyke-O'Neal, Inc. , Mortgagee (5-5)(5-26)