19705 Coral Gables St, Southfield, MI 48076-4465

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oakland County, starting promptly at 10:00am on Tuesday April 7, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Roderick Howard Jr, a single person, original mortgagor, granted a Mortgage to Mortgage Electronic Registration Systems, Inc acting solely as nominee for Bank of England dated April 28, 2022 and recorded May 4, 2022 Liber 57742 Page 437-445 as Instrument Number 377123; and assigned to Data Mortgage, Inc. DBA Essex Mortgage, its successors and assigns by document recorded February 20, 2026 Liber 60938 Page 320 as Instrument Number 20260017795 in official records of Oakland County Register of Deeds, Michigan, which mortgage there is claimed to be due at the date hereof the sum of $221,489.47. The following described premises situated in the City of Southfield, County of Oakland, State of Michigan, as follows: LOT 170, EXCEPT THE EASTERLY 55.00 FEET THEREOF AND ALL OF LOT 169, NORTHAMPTON SUBDIVISION, AS RECORDED IN LIBER 38, PAGE 14 OF PLATS, OAKLAND COUNTY RECORDS. Commonly known as: 19705 Coral Gables St, Southfield, MI 48076 Tax Parcel: 76-24-23-103-001 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a (b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. This notice is from a debt collector. Dated: February 17, 2026 For more information, please call: (513) 852-6066 Daniel A. Cox Wood + Lamping, LLP Attorneys for Servicer 600 Vine Street, Suite 2500, Cincinnati, OH 45202 File 26-01053 (2-24)(3-17)