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FORECLOSURE NOTICE
2028 Kosciuszko Ave Bay City, Michigan
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We The People News • Foreclosure Rights Notification

$170,703.98

2028 Kosciuszko Ave, Bay City, MI 48708

Bay City, Bay County, MI

Notice Published: Aug 26, 2026, 3:24 AM EDT Page Updated: Oct 25, 2026, 4:58 AM EDT
Listed as foreclosure-related property $170,703.98 Plaintiff: Mortgage Electronic Registration Systems Filed: Aug 26, 2026
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148 days left in the redemption window

Open Street View Get Directions Sheriff SaleSep 25, 2026 RedemptionMar 25, 2027 Days Left148d left Days In63d in

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Sale and Listing History

Property Sale and Listing History

Curated Oct 25, 2026

Public listing activity and sale history. Values shown here are listing and sale history only.

#1 Withdrawn
Original List$175,000
ListedJan 6, 2026Off MarketJun 16, 2026
#2 Expired
Original List$179,900List Price$177,000
ListedOct 1, 2025Off MarketJan 2, 2026
#3 Closed
Original List$175,000Last List$160,000Closed$155,200
ListedMay 9, 2024ClosedJul 30, 2024

Know Your Rights as a Homeowner (Michigan)

This property appears in foreclosure-related records. Michigan homeowners may have rights during the redemption period under MCL 600.3240. This page is informational and not legal advice.

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Printed Full Notice

Full published foreclosure notice text from Pinconning Journal records.

Publication: Pinconning Journal First Published: Aug 26, 2026 Notice Filed: Aug 26, 2026 Sheriff Sale: Sep 25, 2026 Redemption: Mar 25, 2027 Page Updated: Oct 25, 2026, 4:58 AM EDT

2028 Kosciuszko Ave, Bay City, MI 48708

$170,703.98
Source: Pinconning Journal Case Ref: 5407c294-4c20-4e5f-84dd-d8249818f0c3
Notice of Foreclosure by Advertisement Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM on 9/25/2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Names of Mortgagor(s): Jordan Owens. Original mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Cason Home Loans. Date of mortgage: 7/30/2024. Mortgage recorded on 8/1/2024 as Document No. 202409084. Foreclosing Assignee (if any): Amerihome Mortgage Company LLC. Amount claimed to be due at the date hereof: $170,703.98 Mortgaged premises: Situated in Bay County, and described as: LAND SITUATED IN PORTSMOUTH TOWNSHIP, BAY COUNTY, MICHIGAN TO-WIT: PART OF LOT 11, JAMES WATSON’S SUBDIVISION, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT LIBER 1, PAGE 31, SAGINAW COUNTY RECORDS, DESCRIBED AS: COMMENCING AT A POINT ON THE SOUTH SIDE LINE OF TWENTY-SECOND STREET AS NOW LAID OUT, 254.50 FEET EASTERLY FROM THE EAST SIDE LINE OF LINCOLN AVENUE AS NOW LAID OUT; THENCE SOUTHERLY AND PARALLEL WITH THE EAST SIDE LINE OF LINCOLN AVENUE 491.31 FEET TO THE NORTH SIDE LINE OF RIGHT OF WAY OF BAY CITY BELT LINE RAILROAD SO-CALLED; THENCE EASTERLY ALONG THE NORTH SIDE LINE OF SAID BELT LINE 83 FEET; THENCE NORTHERLY AND PARALLEL TO THE EAST SIDE LINE OF LINCOLN AVENUE 490.54 FEET TO THE SOUTH SIDE LINE OF TWENTY-SECOND STREET 83 FEET TO THE PLACE OF BEGINNING. Commonly known as 2028 Kosciuszko Ave, Bay City, MI 48708. The redemption period will be 6 months from the date of such sale, unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned under MCL 600.3241a, the redemption period will be 30 days from the date of such sale, or 15 days after the statutory notice, whichever is later. If the property is determined abandoned under MCL 600.3241, the redemption period will be 1 month from the date of such sale. If the property is presumed to be used for agricultural purposes pursuant to MCL 600.3240(16), the redemption period is 1 year from the date of such sale. The redemption period may be extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Date of Notice: 08/26/2026. Codilis & Moody, P.C. 15W030 North Frontage Road, Suite 100 Burr Ridge, IL 60527, 313-536-2500. This law firm is a debt collector. C&M File 23-26-00321. (08-26)(09-16) 34-4
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