2060 Ostrum Street, Waterford, MI 48328-1821

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oakland County, starting promptly at 10:00AM on Tuesday June 23, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE –Harold A. Dean and Josephine Dean his wife, original mortgagors, granted a Mortgage to Financial Freedom Senior Funding Corporation. dated June 29, 2001 and recorded July 25, 2001 in Liber 23328, Page 1; and assigned to Financial Freedom Acquisition, LLC, a Delaware limited liability company by document recorded June 23, 2009 in Liber 41267, Page 736; and assigned to The Secretary of Housing and Urban Development by document recorded July 16, 2009 in Liber 41336, Page 822; and assigned to Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust XI-A by document recorded October 7, 2025 in Liber 60595, Pages 3-4 as Instrument Number 126526; in official records of Oakland County Register of Deeds, Michigan, which mortgage there is claimed to be due at the date hereof the sum of $222,517.58. The following described premises; Land in the City of Waterford, County of Oakland, State of Michigan, described as: Lot 15, of "OAKWOOD MANOR", a subdivision of part of the northeast quarter of Section 13, Town 3 North, Range 9 East, Waterford Township, Oakland County, Michigan, according to the plat thereof as recorded in Liber 39 of Plats, page 28, Oakland County Records. Commonly known as: 2060 Ostrum Street, Waterford, MI 48328 Tax Parcel ID: 13-13-278-013 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a (b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. This notice is from a debt collector. Dated: May 14, 2026 For more information, please call: (513) 852-6066 Daniel A. Cox Wood + Lamping, LLP Attorneys for Servicer 600 Vine Street, Suite 2500, Cincinnati, OH 45202 File 25-09048 (5-19)(6-9)