212 Raymond St, Bay City, MI 48706

SHORT FORECLOSURE NOTICE - BAY COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on May 01, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): John Schafer and Debbi Gunn-Schafer, husband and wife Original Mortgagee: Union Home Mortgage Corp. Date of mortgage: October 17, 2024 Recorded on October 23, 2024, in Document No. 202412327, Foreclosing Assignee (if any): Michigan State Housing Development Authority Amount claimed to be due at the date hereof: Fifty-Six Thousand Six Hundred Two and 07/100 Dollars ($56,602.07) Mortgaged premises: Situated in Bay County, and described as: Part of Lots 35 and 36 of the Raymond Addition to the Village of Wenona (now part of Bay City) described as follows: Commencing at the northeast corner of said Lot 35; running thence South along the East line of Lots 35 and 36, 52 feet; thence West parallel with the North line of Jane Street 94 feet; thence North parallel with the East line of Lots 35 and 36, 52 feet; thence East along the North line of Lot 35, 94 feet to the Place of Beginning. As per plat thereof recorded in Liber 1 of Plats, Page 75 of Bay County records. Commonly known as 212 Raymond St, Bay City, MI 48706 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Michigan State Housing Development Authority Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335, 248-539-7400; 1589300. (04-01)(04-22) 13-4
___________________________________________________________