2121 Andy Lane, Beaverton, MI 48612-9427

NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in GLADWIN County, starting promptly at 11:00 AM, on June 10, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE INFORMATION: Default has been made in the conditions of a certain mortgage made by Dwayne Cramer and Angela Cramer, husband and wife, whose address is 2121 Andy Lane, Beaverton, Michigan 48612, as original Mortgagors, to Mortgage Electronic Registration Systems, Inc., as nominee for Academy Mortgage Corporation, being a mortgage dated February 16, 2016, and recorded on February 18, 2016 in Liber 1069 Page 160, Gladwin County Records, State of Michigan and then assigned to NewRez LLC, as assignee as documented by an assignment dated June 26, 2025 and recorded on June 26, 2025 in Liber 1316 Page 9, Gladwin County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of NINETY-THREE THOUSAND NINE HUNDRED FORTY-FOUR AND 12/100 DOLLARS ($93,944.12). Said premises are situated in the Township of Hay, County of Gladwin, State of Michigan, and are described as: Parcel 1: The North 1/2 of the North 1/2 of the Southwest 1/4 of the Northeast 1/4 of Section 35, Township 18 North, Range 1 East. Parcel 2: The West 1/2 of the West 1/2 of the Northwest 1/4 of the Northeast 1/4 of Section 35, Township 18 North, Range 1 East. Street Address: 2121 Andy Lane, Beaverton, Michigan 48612 The redemption period shall be 6 months from the date of such sale, unless the property is determined abandoned in accordance with MCLA § 600.3241a in which case the redemption period shall be 30 days from the date of the sale. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCLA § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Dated: May 13, 2026 For more information, please contact the attorney for the party foreclosing: Robert A. Blumberg (P87490) Johnson, Blumberg & Associates LLC 30 North LaSalle St., Suite 3650 Chicago, Illinois, 60602 312.541.9710 - Phone 312.541.9711 - Fax File No.: MI 26 7193 (05-13)(06-03)