22435 Pleasant Valley Rd, Hillman, MI 49746-9099

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Montmorency County, starting promptly at 10:00 AM, on March 12, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): James H. Rutherford now single Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): NewRez LLC dba Shellpoint Mortgage Servicing Date of Mortgage: September 20, 2013 Date of Mortgage Recording: October 15, 2023 Amount claimed due on date of notice: $2,110.58 Description of the mortgaged premises: Situated in Township of Hillman, Montmorency County, Michigan, and described as: A parcel of land beginning 277 feet West of the Northeast corner of the Northeast 1/4 of the Northwest 1/4 of Section 27, Town 31 North, Range 4 East as the point of beginning; thence West 208.71 feet; thence South 208.71 feet; thence North 208.71 feet; to the point beginning. Being part of the Northeast 1/4 of the Northwest 1/4 of Section 27, Town 31 North, Range 4 East, Hillman Township, Montmorency County, Michigan. Common street address (if any): 22435 Pleasant Valley Rd, Hillman, MI 49746-9099 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: February 11, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (02-11)(03-04)