2420 Hill Road, Flint, MI 48507

ELGA Credit Union- Legal Department 6065 Grand Pointe Blvd. Grand Blanc, Michigan 48439 THIS OFFICE IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. Notice of foreclosure by advertisement- A default has been made in the conditions of a certain mortgage made by Davis & Pudvay LLC, A Michigan limited liability company (hereafter “Mortgagor”), to ELGA Credit Union, a Michigan financial institution and Mortgagee, dated August 21, 2024, and thereafter recorded on August 30, 2024, in instrument no. 202408300046001 of the Genesee County Register of Deeds. There is claimed to be due at the date hereof the sum Six Hundred Fifty-Three Thousand and Forty-Two and 25/100 ($653,042.25) Dollars excluding interest at the rate of 9.250% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the aforementioned mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Genesee County, starting promptly at 11:00 a.m., on November 4, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Said Premises is located in the Mundy Township, County of Genesee, State of Michigan and legally described as follows: Part of the Southwest 1/4 of Section 2, Town 6 North, Range 6 East, Mundy Township, Genesee County, Michigan, being more particularly described as: Commencing at the Southwest corner of said Section 2; thence South 89 degrees 37 minutes 39 seconds East along the South Section line, 966.08 feet to the Point of Beginning; thence North 00 degrees 28 minutes 33 seconds East, 106.51 feet; thence North 89 degrees 37 minutes 39 seconds West, 42.72 feet; thence North 00 degrees 28 minutes 33 seconds East, 326.97 feet; thence 41.58 feet along a curve to the right, which chord bears North 45 degrees 25 minutes 27 seconds East, 37.44 feet and radius 26.50 feet; thence South 89 degrees 17 minutes 57 seconds East, 75.97 feet; thence 31.27 feet along a curve to the right, which chord bears South 44 degrees 30 minutes 06 seconds East, 28.18 feet and radius 20.00 feet; thence South 00 degrees 17 minutes 46 seconds West, 439.53 feet to the South section line; thence North 89 degrees 37 minutes 39 seconds West, 8 l ,00 feet to the Point of Beginning. Together with an easement for ingress and egress as recited in Non-Exclusive Driveway Easement as recorded in Liber 210, Page 781. Commonly known as 2420 Hill Road, Flint, MI 48507. The redemption period shall be six (6) months from the date of sale unless determined abandoned in accordance with MCL § 600.3214(a), in which case the redemption period shall be 30 days from the date of sale. To all purchasers: the foreclosing Mortgagee can rescind the sale. In that event, your damages, if any, are solely limited to the return of the bid amount tendered at sale, plus interest. If the property is sold at sheriff's sale, in accordance with MCL § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If you are a tenant in the property, please contact our office as you may have certain rights. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Dated: September 22, 2026 ELGA Credit Union- Legal Department Attorneys for the Mortgagee 6065 Grand Pointe Blvd. Grand Blanc, Michigan 48439 (810) 715-3452 (09-25)(10-16)