249 Brookwood Dr. #3, South Lyon, MI 48178-1847

MORTGAGE FORECLOSURE NOTICE Notice of foreclosure by advertisement. Notice is given under Section 3212 of the Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oakland County, starting promptly at 10:00 A.M., on April 14, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Raymond J. Nirva Jr, a single man, (“Mortgagor”), gave a mortgage to Hantz Bank, (“Mortgagee”), dated March 27, 2019, and recorded on April 8, 2019, in Liber 52707, on Page 417, Oakland County Records, Michigan and Assigned to Credit Union One, C/O Member First Mortgage, LLC., by Assignment of Mortgage dated May 13, 2025 and recorded on May 14, 2025 in Liber 60204, Page 861, Oakland County Records, Michigan. On the date of this notice, there is claimed to be due the principal of Eighty-Six Thousand Four Hundred Twelve Dollars and 00/100 Dollars ($86,412.00) plus accrued interest at 5.50% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at the place of holding in the circuit court within Oakland County, Michigan @ 10:00 A.M. on Tuesday, April 14, 2026. Said premises are situated in the City of South Lyon, County of Oakland, State of Michigan, and are described as: Unit 216, Building 25, BROOKWOOD VILLAGE Condominium, according to the Master Deed recorded in Liber 35365, Page 1, and in the Consolidating Master Deed recorded in Liber 49505, Page 1, Oakland County Records and amendments thereto, if any, and designated as Oakland County Condominium Subdivision Plan No. 1735, together with rights in general common elements and limited common elements as set forth in the above Master Deed and as described in Act 229 of the Public Acts of 1963, as amended, and/or in Act 59 of the Public Acts of 1978, as amended. Commonly: 249 Brookwood Dr. #3, South Lyon, MI 48178—Tax Id #80-21-29-229-216 The redemption period shall be six months from the date of such sale unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at a foreclosure sale, under Section 600.3278 of the Michigan Compiled Laws, the Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure or to the mortgage holder for damaging the property during the redemption period. Dated: February 24, 2026 Member First Mortgage LLC, Mortgagee Holzman Law, PLLC By: Charles J. Holzman Attorney for Mortgagee 28366 Franklin Road Southfield, Michigan 48034 (248)352-4340 (2-24)(3-24)