2699 Ellwood Ave, Berkley, MI 48072

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oakland County, starting promptly at 10:00 AM on MARCH 24, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Peter Zatezalo, a single man, to Mortgage Electronic Registration Systems, Inc., as nominee for United Wholesale Mortgage, LLC, Mortgagee, dated February 7, 2022 and recorded February 22, 2022 in Liber 57492, Page 239 and Loan Modification Agreement recorded on January 23, 2025, in Liber 59949, Page 662, Oakland County Records, Michigan, and Affidavit Affecting Realty recorded February 10, 2026 in Liber 60938, Page 786 Oakland County Records, Michigan. Said mortgage is now held by The Secretary of Veterans Affairs, an officer of the United States, by assignment. There is claimed to be due at the date hereof the sum of Two Hundred Fourteen Thousand Three Hundred Sixteen and 48/100 Dollars ($214,316.48). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Oakland County, Michigan at 10:00 AM on MARCH 24, 2026. Said premises are located in the City of Berkley, Oakland County Michigan, and are described as: Lot 319 and the South 1/2 of Lot 320, Berkley School Park No. 1 as recorded in Liber 35, page 10, Oakland County Records. 2699 Ellwood Avenue, Berkley, Michigan 48072 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: February 24, 2026 File No. 26-000130 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400 (02-24)(03-17)