2773 Woodruff Lane, Ypsilanti, MI 48198-3383

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Washtenaw County, starting promptly at 10:00am on Wednesday July 1, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – James Johnson and Mary Rose Johnson, Husband and Wife, original mortgagors, granted a Financial Freedom Senior Funding Corporation, a Subsidiary of Lehman Brothers Bank, FSB, dated February 20, 2024 and recorded April 21, 2024 in Liber 4382, Page 487 as Instrument No. 5548885; and assigned to Mortgage Electronic Registration Systems, Inc., Its Successors or Assigns as Nominee for Financial Freedom Acquisition LLC by document recorded February 2, 2010 in Liber 4771, Page 786 as Instrument No. 5938485; and assigned to Secretary of Housing and Urban Development Washington D.C., its Successors and Assigns by document recorded May 22, 2015 in Liber 5096, Page 87, as Instrument No. 6262691; and assigned to Wilmington Savings Fund Society, FSB as Owner Trustee of the Residential Credit Opportunities Trust X-C by document recorded October 2, 2025 in Liber 5604, Page 874, as Instrument No. 6771841 in official records of Washtenaw County Register of Deeds, Michigan, which mortgage there is claimed to be due at the date hereof the sum of $167,550.27. The following described premises situated in the LAND LOCATED IN THE CITY OF YPSILANTI, COUNTY OF WASHTENAW, STATE OF MICHIGAN AND MORE PARTICULARLY DESCRIBED AS: LOT 16 WASHTENAW RIDGE NO. 1 LIBER 14 OF PLATS, PAGE 17 WASHTENAW COUNTY RECORDS. CKA:2273 WOODRUDD LANE Commonly known as: 2773 Woodruff Lane, Ypsilanti, MI 48198 Tax Parcel: K-11-01-201-004 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a (b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. This notice is from a debt collector. Dated: May 15, 2026 For more information, please call: (513) 852-6066 Daniel A. Cox Wood + Lamping, LLP Attorneys for Servicer 600 Vine Street, Suite 2500, Cincinnati, OH 45202 File 25-09055 (05-28)(06-18)