2835 Lincoln Ave, Saint Joseph, MI 49085

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM on JUNE 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Piper Cozmanoff, an unmarried woman, to Mortgage Electronic Registration Systems, Inc., as nominee for Amerifirst Financial Corporation, its successors and assigns, Mortgagee, dated July 15, 2021 and recorded October 6, 2021 in Liber 3347, Page 1800 Berrien County Records, Michigan. Said mortgage is now held by MIDFIRST BANK, by assignment. There is claimed to be due at the date hereof the sum of Three Hundred Fifty-Seven Thousand Eight Hundred Eighty-Two and 14/100 Dollars ($357,882.14). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Berrien County, Michigan at 11:00 AM on JUNE 18, 2026. Said premises are located in the Township of Saint Joseph, Berrien County Michigan, and are described as: That part of the Northwest 1/4 of Section 1, Township 5 South, Range 19 West, St Joseph Township, Berrien County, Michigan, described as: Commencing at a point on the West line of said Section 1, a distance of 422.5 feet North of the West 1/4 corner of said Section 1; thence continuing North on said West line 71.5 feet; thence East 263.1 feet; thence South 71.5 feet; thence West 263.1 feet to the point of beginning. 2835 Lincoln Ave, Saint Joseph, Michigan 49085 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. FinCEN reporting will be required of all successful purchasers, absent a lawful exemption. Dated: May 14, 2026 File No. 26-004579 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400 (05-14)(06-04)