2913 Shawnee Avenue, Flint, MI 48507

NOTICE OF FORECLOSURE BY ADVERTISEMENT Notice of foreclosure by advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage be foreclosed by a sale of the mortgaged premises, or some part of them, at public auction sale to the highest bidder for cash or cashier's check at that place where Circuit Court is held in Genesee County, Michigan, starting promptly at 11:00 a.m., on November 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain Commercial Mortgage (“Mortgage”) to secure an indebtedness in the original amount of $52,500.00, from Legacy Home Buyer's LLC, a Michigan limited liability company, the Mortgagor, to Velocity Commercial Capital, LLC, the Original Mortgagee, dated April 18, 2025, recorded on April 21, 2025, at Instrument No. 202504210028686 of the Records of the Genesee County Register of Deeds, as assigned to U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-3, the Current Mortgagee, by virtue of an assignment recorded at Instrument No. 202506240000090 of the Records of the Genesee County Register of Deeds, on which Mortgage there is claimed to be due the amount of $61,782.81 as of September 30, 2026, plus regular interest accruing on the principal at the rate of 10.49% per annum, plus default interest on the principal at the rate of 4.0% per annum, plus loan fees that continue to accrue thereafter, plus late charges, corporate advances, and escrow advances that continue to accrue thereafter, plus any applicable contractual prepayment penalty, plus legal fees and costs. No suit or proceeding at law has been instituted to recover the debt secured by said Mortgage or any part thereof. Said premises are commonly known as 2913 Shawnee Avenue, Flint, MI 48507, situated in Genesee County, Michigan, and are described as follows: Land is located in the City of Flint, County of Genesee, State of Michigan, and described as follows: Lot(s) 92, Southwood Acres Subdivision, according to the recorded Plat thereof, as recorded in Liber 23 of Plats, Page(s) 48, Genesee County Records. Parcel ID: 41-20-428-003 Notice is further given that the length of the redemption shall be six months from the date of sale. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. If the mortgaged premises is sold at a foreclosure sale under MCL Chapter 600, under section 3278, the Mortgagor will be held responsible to the person who buys the mortgaged premises at the mortgage foreclosure sale for damaging the mortgaged premises during the redemption period. This Instrument Prepared By: Zachary D. Prendergast, Esq. Robbins Kelly Patterson & Tucker 312 Elm Street, Suite 2200 Cincinnati, Ohio 45202 Phone: (513) 721-3330 Fax: (513) 721-5001 E-Mail: [email protected] (10-02)(10-23)