30541 34 Mile Rd, Richmond, MI 48062-4003

Notice of foreclosure by advertisement. Notice is given under Section 3212 of the Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Macomb County, starting promptly at 10:00 a.m. on June 12, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name of the mortgagor: Jami Ternes; Original Mortgagee: Gloria Dunlap; Date of Mortgage: October 6, 2021, amended February 17, 2022; Mortgage recorded on January 12, 2022; Amount claimed due on date of notice: $192,968.90; Description of mortgaged premises: PARCEL “A” (Residence #30541). Part of the Southwest 1/4 of Section 21, Town 5 North, Range 14 East, Richmond Township, Macomb County, Michigan, more fully described as: Commencing at the Southwest corner of Section 21; thence South 89 degrees 14 minutes 36 seconds East 1351.82 feet along the South line of Section 21 to the West line of the East 1/2 of the Southwest 1/4 Section 21 and being the Point of Beginning; thence North 0 degrees 15 minutes 22 second East 380.00 feet along said West line; thence South 89 degrees 14 minutes 36 seconds East 345.00 feet; thence South 0 degrees 15 minutes 22 seconds West 380.00 feet to the South line of Section 21; thence North 89 degrees 14 minutes 36 seconds West 345.00 feet along the South line to the Point of Beginning. Common street address: 30541 34 Mile Rd, Richmond, MI 48062. The redemption period shall be 6 months from the date of such sale, unless determined abandoned per MCL 600.3241a, in which case the redemption period shall be 30 days from the date of the sale, or 15 days from the MCL 600.3241a(c) notice, whichever is later, or extinguished pursuant to MCL 600.3238; or, unless the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278, borrower will be held responsible to whoever buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. HABLE & FREW, PLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date of notice: May 8, 2026. Hable & Frew, PLC, 301 W Genesee St, Ste 101, Lapeer, MI 48446, 810-667-7123. (5-8)(5-29)