3145 W. Gracelawn Avenue, Flint, MI 48504-1535

FORECLOSURE NOTICE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE A MILITARY SERVICEMEMBER ON ACTIVE DUTY NOW OR IN THE PRIOR NINE MONTHS, PLEASE CONTACT OUR OFFICE Whereas, Default has been made in the condition of a certain Mortgage dated September 9, 2025, by PREMIER PROPERTIES HOLDINGS, LLC, whose address is 7005 N. Saginaw Road, Mt. Morris, MI 48458, as the mortgagor, recorded September 17, 2025 in the office of the Register of Deeds for Genesee County, Michigan at Instrument No. 202509170012357, which was assigned to KAY FINANCIAL, LLC, whose address is 11500 N. Saginaw, Mt. Morris, MI 48458, as the mortgagee. Whereas, the amount claimed to be due and unpaid on the said Mortgage on the date of this notice is $62,661.19. Whereas, no legal or equitable proceedings have been instituted to recover the debt, or any part of the debt, secured by said second Mortgage; and the power of sale contained in said second Mortgage having become operative by reason of such default. Notice Of Foreclosure By Advertisement. Notice is given under Section 3212 of the revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that said Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Genesee County, starting promptly at 11:00 am on Wednesday, June 10, 2026. The amount due on said Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the County Register of Deeds office or a title insurance company, either of which may charge a fee for this information. The premises described in said Mortgage, occupied as one parcel mentioned and described in the Mortgage, the land situated in the Township of Mt. Morris, County of Genesee, State of Michigan, described as: Lots 3 of Block 16 of Mayfair No. 1, according to the recorded Plat thereof, as recorded in Liber 15 of Plats, Pages 44-45. AND Lots 4 and 5 of Block 16 except the East 56.5 Feet of Mayfair No. 1, according to the recorded Plat thereof, as recorded in Liber 15 of Plats, Pages 44-45. Tax Parcel No. 14-27-576-209 Commonly known as: 3145 W. Gracelawn Avenue, Flint MI 48504 If the property is eventually sold at foreclosure sale, the redemption period will be 6 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or MCL 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. To All Purchasers: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights. Dated: Peter M. Doerr, Attorney for Kay Financial, LLC Prepared By: Peter M. Doerr 11500 N. Saginaw St. Mt. Morris, MI 48458 (810) 686-7030 (05-08)(05-29)