3237 WHITNEY AVE, Flint, MI 48532-5154

FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Genesee County, starting promptly at 11:00 AM, March 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Elizabeth Andrews, An Unmarried Woman to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Ross Mortgage Corporation, its successors and assigns, Mortgagee, dated June 20, 2019, and recorded on July 12, 2019, as Document Number: 201907120048758, Genesee County Records, said mortgage was assigned to U.S. BANK NATIONAL ASSOCIATION by an Assignment of Mortgage dated August 11, 2020 and recorded August 11, 2020 by Document Number: 202008110056180, , on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Two Thousand Six Hundred Sixty-Nine and 87/100 ($62,669.87) including interest at the rate of 6.12500% per annum. Said premises are situated in the Township of FLINT, Genesee County, Michigan, and are described as: Lots 421 and 422, Utley Hills, according to the recorded plat thereof, as recorded in Liber 13 of Plats, Page 21, Genesee County Records. Commonly known as: 3237 WHITNEY AVE, FLINT, MI 48532 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: February 13, 2026 Randall S. Miller & Associates, P.C. Attorneys for U.S. BANK NATIONAL ASSOCIATION 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. - 5:00 p.m. Case No. 26MI00046-1 (02-13)(03-06)