430 Orton St, Howard City, MI 49329-9438

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Montcalm County, starting promptly at 10:00 AM, on June 25, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): James Vandenberg, a single person and Drew Vandenberg, a single person Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): Rocket Mortgage, LLC Date of Mortgage: August 15, 2025 Date of Mortgage Recording: August 26, 2025 Amount claimed due on date of notice: $231,387.11 Description of the mortgaged premises: Situated in Township of Reynolds, Montcalm County, Michigan, and described as: Commencing at the Northeast corner of Lot 9, Block 40; thence Northwesterly along North lines of Lots 9, 8, 7 and 5 and extending to the Northwest line of Oak Street; thence Northeasterly along Northwest line of Oak Street 100 feet; thence Southeasterly along South lines of Lots 4, 11 and 10 to the Southeasterly corner of Lot 10; thence South along the West line of Orton Street to the Place of Beginning, Block 40, First Addition to the Village of Howard City. Also: That part of Block 40, First Addition to the Village of Howard City, Town 12 North, Range 10 West, Montcalm County, Michigan, described as: Commencing at the most Westerly corner of Lot 6, Block 40; thence South 55 degrees 37 minutes 16 seconds East 247.00 feet along the Southwesterly line of Block 40; thence North 34 degrees 24 minutes 23 seconds East 96.72 feet to the Point of Beginning; thence South 55 degrees 01 minutes 56 seconds East 158.80 feet to the East line of Block 40; thence North 0 degrees 50 minutes 13 seconds East 5.82 feet along said East line to the Northeasterly line of Lots 8 and 9, Block 40; thence North 55 degrees 37 minutes 16 minutes West 155.58 feet along said Northeasterly line to a line bearing North 34 degrees 24 minutes 23 seconds East from the Point of Beginning; thence South 34 degrees 24 minutes 23 seconds West 3.22 feet to the Point of Beginning. Common street address (if any): 430 Orton St, Howard City, MI 49329-9438 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: May 21, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (05-21)(06-11)