47371 Chrys Rd, Macomb, MI 48044

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Macomb County, starting promptly at 10:00 AM on MARCH 27, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Richard E. Tracy and Cristine M. Tracy, AKA Christine M. Tracy, husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for Community Central Mortgage Company, LLC, Mortgagee, dated March 6, 2009 and recorded March 31, 2009 in Liber 19723, Page 707 and Loan Modification Agreement recorded on October 10, 2014, in Liber 23058, Page 491, and Loan Modification Agreement recorded on June 8, 2023, in Liber 29160, Page 729, and Loan Modification Agreement recorded on May 20, 2025, in Liber 30105, Page 615, Macomb County Records, Michigan. Said mortgage is now held by The Secretary of Veterans Affairs, an officer of the United States, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Eighty-Seven Thousand Six Hundred Ninety-Eight and 42/100 Dollars ($187,698.42). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Macomb County, Michigan at 10:00 AM on MARCH 27, 2026. Said premises are located in the Township of Macomb, Macomb County Michigan, and are described as: LOT 608, HAVERHILL SUBDIVSION NO. 3, ACCORDING TO THE RECORDED PLAT THEREOF AS RECORDED IN LIBER 68 OF PLATS, PAGES 5 THROUGH 9, INCLUSIVE, MACOMB COUNTY RECORDS. 47371 Chrys Road, Macomb, Michigan 48044 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. FinCEN reporting will required of all successful purchasers, absent a lawful exemption. Dated: February 27, 2026 File No. 26-001390 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400 (02-27)(03-20)