Street view — 4905 S Vail Ln, Gaylord, MI 49735-8079, Gaylord (2025-09)
1 / 2 Street view — 4905 S Vail Ln, Gaylord, MI 49735-8079, Gaylord (2025-09)

We The People News • Foreclosure Rights Notification

$248,604.89

4905 S Vail Ln, Gaylord, MI 49735-8079

Gaylord, Otsego County, MI

Notice Published: Feb 16, 2026, 7:00 PM EST Page Updated: Mar 9, 2026, 8:00 PM EDT
Listed as foreclosure-related property $248,604.89 Plaintiff: MCLP Asset Company, Inc Filed: Feb 17, 2026 Sheriff Sale: Mar 19, 2026 Redemption: Sep 19, 2026 Days Left: 128d left Days In: 86d in

Courtesy of wtpn.news · Protecting homeowners and advocating for your constitutional freedoms and rights.

Know Your Rights as a Homeowner (Michigan)

This property appears in foreclosure-related records. Michigan homeowners may have rights during the redemption period under MCL 600.3240. This page is informational and not legal advice.

Do you want to stay in your home?

If the bank will not work with you, we can try to match you with an investor who may assume the mortgage note and negotiate terms that could help you stay in your home.

Do you need some assistance moving?

We can try to put an option together that may help in a difficult time, including support planning so your transition is organized and documented.

Do you want to walk away from this home?

In some situations we can leverage redemption timing to negotiate a potential cash-for-keys agreement that helps cover moving expenses.

Official Foreclosure Notice

Full published notice text from legalnews records.

First Published: Feb 17, 2026 Notice Filed: Feb 17, 2026 Sheriff Sale: Mar 19, 2026 Redemption: Sep 19, 2026 Last Published: Mar 10, 2026 Page Updated: Mar 9, 2026, 8:00 PM EDT

4905 S Vail Ln, Gaylord, MI 49735-8079

$248,604.89
Source: legalnews Case Ref: legalnews-1585089
SHORT FORECLOSURE NOTICE - OTSEGO COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Otsego County, starting promptly at 10:00 AM, on March 19, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Bruce B. Moulton and Diane M. Moulton, husband and wife Original Mortgagee: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender`s successors and assigns Date of mortgage: August 3, 2006 Recorded on August 11, 2006, Liber 1104, on Page 840, and re-recorded via Loan Modification recorded on October 03, 2013 in Liber 1332, on Page 421 Foreclosing Assignee (if any): MCLP Asset Company, Inc. Amount claimed to be due at the date hereof: Two Hundred Forty-Eight Thousand Six Hundred Four and 89/100 Dollars ($248,604.89) Mortgaged premises: Situated in Otsego County, and described as: LOT 26, PLAT OF EASTVIEW, AS RECORDED IN LIBER 3 OF PLATS, PAGES 105-106, OTSEGO COUNTY RECORDS. TOWNSHIP OF BAGLEY, OTSEGO COUNTY, MICHIGAN. Commonly known as 4905 S Vail Ln, Gaylord, MI 49735 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. MCLP Asset Company, Inc. Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (02-17)(03-10)

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