4910 Clunie St, Saginaw, MI 48638-6400

SHORT FORECLOSURE NOTICE - SAGINAW COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Saginaw County, starting promptly at 10:00 AM, on June 26, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Joyce J. Howey, an unmarried woman and Jason S. Howey, an unmarried man Original Mortgagee: Lake Michigan Credit Union Date of mortgage: October 13, 2017 Recorded on October 26, 2017, in Document No. 2017029117, Foreclosing Assignee (if any): Michigan State Housing Development Authority Amount claimed to be due at the date hereof: Fifty-Eight Thousand Three Hundred Seventy-Five and 94/100 Dollars ($58,375.94) Mortgaged premises: Situated in Saginaw County, and described as: Lot(s) 4 of CLUNIE PLACE, according to the plat thereof recorded in Liber 7 of Plats, Page 44 of Saginaw County Records. Commonly known as 4910 Clunie St, Saginaw, MI 48638 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Michigan State Housing Development Authority Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (05-20)(06-10)