6783 Oakhurst Ridge Road, Clarkston, MI 48348-5028

NOTICE OF FORECLOSURE BY ADVERTISEMENT Attention Homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice is hereby given under Section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that a default having been made in the terms and conditions of a certain mortgage (The “Mortgage”) made by DOUGLAS R. JENKINS AND KIM SKINNER-JENKINS, husband and wife, whose address is 6783 Oakhurst Ridge Road, Clarkston, Michigan 48326, to Comerica Bank dated April 15, 2013, and recorded at Liber 45794, Page 484 on May 15, 2013 with the Oakland County Register of Deeds, now held by CIRAS, LLC by assignment recorded December 4, 2025 in Liber 60748, Page 763, Oakland County Records on which there is claimed to be due, at the date of this notice, for principal, interest and other fees, the sum of $184,141.03, the amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. This sale is subject to the other recorded interests in the real property, including the mortgage of JP Morgan Chase Bank, N.A., recorded March 15, 2012 at Liber 43941, Page 571 with the Oakland County Register of Deeds in the principal amount of $374,854.00; the HELOC of JP Morgan Chase Bank, N.A., recorded March 17, 2005 at Liber 35147, Page 875 with the Oakland County Register of Deeds in the principal amount of $52,500.00; the mortgage of TFS Income Fund 1, LLC, recorded December 18, 2023 at Liber 59066, Page 857 with the Oakland County Register of Deeds in the principal amount of $800,000.00; the lien of Department of Treaury-Internal Revenue Service, recorded December 15, 2021 at Liber 57178, Page 215 with the Oakland County Register of Deeds in the principal amount of $239,246.79. A suit has been filed to recover the debt secured by the Mortgage, however, it remains unsatisifed; Now therefore, by virtue of the power of sale contained in the mortgage, and pursuant to the statutes of the State of Michigan, NOTICE is hereby given that on Tuesday, the 14th day of APRIL, 2026 at 10:00 o'clock a.m. the Mortgage will be foreclosed by a sale at public auction to the highest bidder, in first floor of the Oakland County Circuit Court Building located at 1200 N. Telegraph Road, Pontiac, Michigan 48341, of that premises described in the Mortgage, or so much thereof as may be necessary to pay the amount due on the Mortgage, with interest thereon at the contract rate and all legal costs, charges and expenses, including the attorney fees allowed by law, and also any sums which may be paid by the mortgagee to protect its interest in the premises. The premises are described as follows: The Land is described as follows: Land in the City of Clarkston, County of Oakland, State of Michigan Unit 64, of Oakhurst Condominium, a Condominium according to the Master Deed thereof recorded in Liber 17072, Page 18, Oakland County Records, and designated as Oakland County Condominium Subdivision Plan No. 1036, and any amendments thereto, together with an undivided interest in the common elements of said condominium as set forth in said Master Deed, and any amendments thereto, last amended by amendment recorded in Liber 23691, Page 837 and as described in Act 59 of the Public Acts of Michigan of 1978, as amended. The Real Property or its address is commonly known as 6783 Oakhurst Ridge Road, Clarkston, Michigan 48348 The Real Property tax identification number is 08-24-351-005 The redemption period shall be six (6) months from the date of the sale in accordance with MCL 600.3240(8), unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: February 24, 2026 Ray T. Toma, PC Kevin T. Kavanaugh (P67048) Attorney for Ciras, LLC., 74 W. Long Lake, Ste. 101, Bloomfield Hills, MI 48304 (248) 594-4544 (3-3)(3-24)