9110W Pq Ave, Mattawan Kalamazoo, MI 49071

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Kalamazoo County, starting promptly at 10:00 AM on JULY 2, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Ardetta F. Hart, an unmarried woman, to Mortgage Electronic Registration Systems, Inc., as nominee for People's Choice Home Loan, Inc., Mortgagee, dated March 29, 2005 and recorded April 11, 2005 in Instrument Number 2005-015543 and Loan Modification Agreement recorded on June 29, 2007, in Instrument Number 2007-024603, Kalamazoo County Records, Michigan. Said mortgage is now held by HSBC Bank USA, National Association, as Indenture Trustee for People's Choice Home Loan Securities Trust Series 2005-3, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Eleven Thousand Six Hundred Fifty-Two and 12/100 Dollars ($111,652.12). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Kalamazoo County, Michigan at 10:00 AM on JULY 2, 2026. Said premises are located in the Township of Texas, Kalamazoo County Michigan, and are described as: Commencing at the East 1/4 post of Section 17, Town 3 South, Range 12 West; thence North 00 degrees 20 minutes West along the East line of said Section 949.85 feet to the center line of "PQ" Avenue; thence North 89 degrees 00 minutes West along said center line 538.02 feet for the place of beginning; thence continuing North 89 degrees 00 minutes West along said center line 100 feet, thence North 00 degrees 20 minutes West parallel with the East line of said Section 233 feet; thence South 89 degrees 00 minutes East parallel with the center line of "PQ" Avenue 100 feet; thence South 00 degrees 20 minutes East parallel with the East line of said Section 233 feet to the place of beginning. 9110W Pq Avenue, Mattawan, Michigan 49071 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. FinCEN reporting will be required of all successful purchasers, absent a lawful exemption. Dated: May 29, 2026 File No. 25-003434 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400 (05-29)(06-19)